Average Yields of Major Banks
Tuesday, January 06, 2009
| Type |
MMA |
1-MO |
2-MO |
3-MO |
6-MO |
1-YR |
2-YR |
2.5-YR |
5-YR |
| NEW YORK |
| Savings |
0.53 |
0.36 |
0.31 |
1.10 |
1.46 |
1.89 |
1.89 |
1.71 |
2.16 |
|
| Jumbos |
0.97 |
0.73 |
0.79 |
1.28 |
1.55 |
1.92 |
1.80 |
1.61 |
2.03 |
| CALIFORNIA |
| Savings |
0.59 |
0.90 |
0.71 |
1.23 |
1.55 |
1.90 |
2.13 |
1.70 |
2.56 |
|
| Jumbos |
1.26 |
1.22 |
0.95 |
1.46 |
1.81 |
2.17 |
2.38 |
2.02 |
2.81 |
| PENNSYLVANIA |
| Savings |
0.46 |
0.52 |
0.73 |
1.22 |
1.27 |
1.51 |
1.95 |
1.96 |
2.65 |
|
| Jumbos |
1.20 |
0.78 |
0.93 |
1.26 |
1.37 |
1.60 |
2.04 |
2.03 |
2.71 |
| ILLINOIS |
| Savings |
0.68 |
0.28 |
0.44 |
0.92 |
1.35 |
1.70 |
2.21 |
2.23 |
2.78 |
|
| Jumbos |
1.08 |
0.47 |
0.80 |
1.13 |
1.60 |
1.86 |
2.30 |
2.28 |
2.91 |
| TEXAS |
| Savings |
0.69 |
0.70 |
0.76 |
1.22 |
1.53 |
1.87 |
2.07 |
2.05 |
2.59 |
|
| Jumbos |
1.28 |
1.03 |
0.86 |
1.35 |
1.68 |
1.96 |
2.14 |
2.13 |
2.62 |
| FLORIDA |
| Savings |
0.46 |
0.71 |
0.75 |
0.91 |
1.23 |
1.55 |
1.70 |
1.77 |
2.30 |
|
| Jumbos |
0.96 |
0.86 |
0.95 |
1.08 |
1.60 |
1.75 |
1.79 |
1.84 |
2.38 |
| National Average |
| Savings |
0.56 |
0.60 |
0.63 |
1.13 |
1.40 |
1.76 |
2.02 |
1.94 |
2.63 |
|
| Jumbos |
1.20 |
0.80 |
0.84 |
1.29 |
1.58 |
1.91 |
2.13 |
2.05 |
2.73 |
| WEEKLY CHANGE |
| Savings |
0.00 |
-0.07 |
-0.06 |
-0.07 |
-0.07 |
-0.09 |
-0.06 |
-0.04 |
-0.07 |
|
| Jumbos |
-0.03 |
-0.07 |
0.00 |
-0.08 |
-0.06 |
-0.12 |
-0.06 |
-0.05 |
-0.11 |
Consumer Rates:
High Yield Savings
Explanation of Ratings: Safe & Sound
® , (561) 627-7330 ext. 11410, evaluates the financial condition of federally insured institutions and assigns a rank of 1 - 5 (number in parentheses) based on 3rd quarter 2008 data from federal regulators. Information is believed to be reliable, but not guaranteed. A rank of 5 indicates the most desirable performance. A "NR" rating indicates that an institution is too new to rate and is not an indication of financial strength or weakness. For more information on the Safe & Sound
® ratings, please visit
www.bankrate.com/starratings.
| |
Phone |
Min $ to open |
Ann % yld |
| Money Market and Savings Account |
| Corus Bank (1 ) |
(800) 989-5101 |
$100 |
3.50 |
|
| Goldwater Bank (3 ) |
(480) 281-8200 |
$1,500 |
3.10 |
|
| Intervest Natl Bk (2 ) |
(212) 218-8383 |
$2,500 |
3.10 |
|
| iGObanking.com (4 ) |
(888) 432-5890 |
$1 |
3.08 |
|
| AIG Bank (3 ) |
(866) 231-9620 |
$10,000 |
3.06 |
| 1-Month CD |
| UFBDirect.com (3) |
(888) 580-0049 |
$8,000 |
3.00 |
|
| Silvergate Bank (4) |
(800) 595-5856 |
$2,500 |
2.63 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$1,000 |
2.30 |
|
| Heritage Bank, N.A. (3) |
(602) 840-3400 |
$5,000 |
1.75 |
|
| Beal Bank Nevada (4) |
(866) 375-3500 |
$10,000 |
1.31 |
| 2-Month CD |
| UFBDirect.com (3) |
(888) 580-0049 |
$8,000 |
2.55 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$1,000 |
2.50 |
|
| Heritage Bank, N.A. (3) |
(602) 840-3400 |
$5,000 |
1.75 |
|
| Beal Bank Nevada (4) |
(866) 375-3500 |
$10,000 |
1.31 |
|
| Alliance Bank (1) |
(800) 432-9186 |
$5,000 |
1.01 |
| 3-Month CD |
| Imperial Capital Bank (2) |
(866) 413-5626 |
$2,000 |
2.80 |
|
| Nexity Bank (1) |
(877) 738-6391 |
$1,000 |
2.59 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$1,000 |
2.50 |
|
| EverBank (4) |
(888) 882-3837 |
$1,500 |
2.50 |
|
| Excel National Bank (3) |
(888) 392-5265 |
$10,000 |
2.50 |
| 6-Month CD |
| Imperial Capital Bank (2) |
(866) 413-5626 |
$2,000 |
3.25 |
|
| GMAC Bank (4) |
(888) 503-4622 |
$500 |
3.15 |
|
| Nexity Bank (1) |
(877) 738-6391 |
$1,000 |
3.00 |
|
| Corus Bank (1) |
(800) 989-5101 |
$10,000 |
3.00 |
|
| Intervest Natl Bk (2) |
(212) 218-8383 |
$2,500 |
2.95 |
| 1-Year CD |
| GMAC Bank (4) |
(888) 503-4622 |
$500 |
3.75 |
|
| Nationwide Bank (4) |
(877) 422-6569 |
$500 |
3.50 |
|
| Corus Bank (1) |
(800) 989-5101 |
$10,000 |
3.50 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$1,000 |
3.45 |
|
| Imperial Capital Bank (2) |
(866) 413-5626 |
$2,000 |
3.40 |
| 2-Year CD |
| GMAC Bank (4) |
(888) 503-4622 |
$500 |
3.65 |
|
| Nationwide Bank (4) |
(877) 422-6569 |
$500 |
3.60 |
|
| Imperial Capital Bank (2) |
(866) 413-5626 |
$2,000 |
3.50 |
|
| EverBank (4) |
(888) 882-3837 |
$1,500 |
3.50 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$1,000 |
3.35 |
| 5-Year CD |
| GMAC Bank (4) |
(888) 503-4622 |
$500 |
4.00 |
|
| EverBank (4) |
(888) 882-3837 |
$1,500 |
4.00 |
|
| Allied First Bank (2) |
(800) 272-3286 |
$500 |
3.95 |
|
| Advanta Bank Corp. (4) |
(800) 788-2632 |
$10,000 |
3.85 |
|
| Discover Bank (5) |
(800) 347-7000 |
$2,500 |
3.75 |
Consumer Rates:
High Yield Jumbos
| |
Phone |
Min $ to open |
Ann % yld |
| Money Market and Savings Account |
| Corus Bank (1) |
(800) 989-5101 |
$100,000 |
3.50 |
|
| AIG Bank (3) |
(866) 231-9620 |
$100,000 |
3.21 |
|
| Fultdirect.com (4) |
(877) 726-5463 |
$100,000 |
3.20 |
|
| Intervest Natl Bk (2) |
(212) 218-8383 |
$100,000 |
3.10 |
|
| Heritage Bank (3) |
(800) 245-4108 |
$100,000 |
3.00 |
| 1-Month CD |
| UFBDirect.com (3) |
(888) 580-0049 |
$100,000 |
3.00 |
|
| Silvergate Bank (4) |
(800) 595-5856 |
$100,000 |
2.58 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$100,000 |
2.30 |
|
| First Trade Union Bk (4) |
(631) 300-0140 |
$100,000 |
2.00 |
|
| Alliance Bank (1) |
(800) 432-9186 |
$100,000 |
1.51 |
| 2-Month CD |
| UFBDirect.com (3) |
(888) 580-0049 |
$100,000 |
2.55 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$100,000 |
2.50 |
|
| First Trade Union Bk (4) |
(631) 300-0140 |
$100,000 |
2.25 |
|
| Alliance Bank (1) |
(800) 432-9186 |
$100,000 |
1.51 |
|
| Advanta Bank Corp. (4) |
(800) 788-2632 |
$100,000 |
1.40 |
| 3-Month CD |
| Nexity Bank (1) |
(877) 738-6391 |
$100,000 |
2.59 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$100,000 |
2.50 |
|
| EverBank (4) |
(888) 882-3837 |
$100,000 |
2.50 |
|
| Excel National Bank (3) |
(888) 392-5265 |
$100,000 |
2.50 |
|
| American Partners Bank (2) |
(877) 992-4700 |
$100,000 |
2.43 |
| 6-Month CD |
| GMAC Bank (4) |
(888) 503-4622 |
$100,000 |
3.15 |
|
| Nexity Bank (1) |
(877) 738-6391 |
$100,000 |
3.00 |
|
| Corus Bank (1) |
(800) 989-5101 |
$100,000 |
3.00 |
|
| Intervest Natl Bk (2) |
(212) 218-8383 |
$100,000 |
2.95 |
|
| EverBank (4) |
(888) 882-3837 |
$100,000 |
2.85 |
| 1-Year CD |
| GMAC Bank (4) |
(888) 503-4622 |
$100,000 |
3.75 |
|
| Nationwide Bank (4) |
(877) 422-6569 |
$100,000 |
3.55 |
|
| Corus Bank (1) |
(800) 989-5101 |
$100,000 |
3.50 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$100,000 |
3.45 |
|
| EverBank (4) |
(888) 882-3837 |
$100,000 |
3.25 |
| 2-Year CD |
| GMAC Bank (4) |
(888) 503-4622 |
$100,000 |
3.65 |
|
| Nationwide Bank (4) |
(877) 422-6569 |
$100,000 |
3.65 |
|
| EverBank (4) |
(888) 882-3837 |
$100,000 |
3.50 |
|
| Allied First Bank (2) |
(800) 272-3286 |
$100,000 |
3.35 |
|
| UmbrellaBank.com (1) |
(866) 242-0065 |
$100,000 |
3.35 |
| 5-Year CD |
| Allied First Bank (2) |
(800) 272-3286 |
$100,000 |
4.05 |
|
| EverBank (4) |
(888) 882-3837 |
$100,000 |
4.00 |
|
| GMAC Bank (4) |
(888) 503-4622 |
$100,000 |
4.00 |
|
| Discover Bank (5) |
(800) 347-7000 |
$100,000 |
3.75 |
|
| Intervest Natl Bk (2) |
(212) 218-8383 |
$100,000 |
3.66 |
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